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Financial Planning

Financial advice for clearer decisions.

Your income, superannuation, investments, insurance, retirement plans and family priorities all influence one another — which is why advice works best when viewed as part of a broader picture.

Advice begins with understanding what matters most to you, what is already in place and where you would like to be in the future. From there, Marissa works with you to define the right scope of advice, explore the options and create a plan that feels clear, practical and aligned to your circumstances.

25+ yearsFinancial advice since 2000
CFP®Certified Financial Planner
One adviserMarissa leads the relationship directly
When financial planning can help

A clear reference point during change, growth or uncertainty.

A well-structured plan helps you understand which decisions deserve attention now and how each step fits into the bigger picture.

Growing wealth

Your income or assets are increasing and you want to build wealth with greater structure through saving, investing and superannuation strategies.

Family priorities

You are balancing children, mortgage commitments, lifestyle goals, protection needs and long-term financial responsibilities.

Retirement planning

You want clarity around when retirement may be possible, what lifestyle could be supported and how income may look over time.

Superannuation decisions

You are unsure how contributions, investment options or fund structures fit within your broader financial position.

SMSF considerations

Explore whether an SMSF may suit your goals, level of engagement, available time and willingness to take on trustee responsibilities.

Investment decisions

You want investments aligned to your time frame, risk comfort and long-term objectives, rather than making isolated decisions.

Protection planning

You want insurance considered carefully as part of your broader financial strategy, not simply as a standalone product.

What a financial plan can bring together

Enough structure to move forward with confidence.

Goals

Understanding what you want your money, work and lifestyle to support over time.

Cashflow

Organising income, spending and priorities in a way that supports day-to-day and long-term goals.

Superannuation

Bringing contributions, investments and retirement planning into one coordinated view.

Investments

Building strategies aligned to your objectives, time frame and comfort with risk.

Insurance

Considering protection needs alongside your income, family and financial commitments.

Retirement

Planning for future income, flexibility and lifestyle choices with greater certainty.

Family priorities

Recognising the people, responsibilities and future plans that shape financial decisions.

How Wealth Optix approaches advice

Grounded in your real life and real choices.

01
Understand

Marissa takes the time to understand your circumstances, priorities, concerns and what has prompted you to seek advice.

02
Define

The advice scope is tailored around what needs attention now, while recognising what may require review over time.

03
Recommend

You receive clear, practical recommendations with the reasoning, trade-offs and next steps explained carefully.

04
Review & ongoing service

As life changes, markets move and legislation evolves, your strategy can be reviewed and adjusted with ongoing guidance and support.

Choosing advice with confidence

Choosing a financial adviser is a personal decision. You are sharing important details about your finances, family and future plans, so the experience should feel clear, professional and comfortable from the beginning.

  • Clear advice scopeYou should understand what is being considered, what sits outside the scope of advice and what the next steps involve.
  • Accessible disclosuresImportant information such as FSG, privacy and complaints documentation should be easy to access and understand.
  • Qualified guidanceAdviser qualifications, credentials and professional details should be presented clearly so you know who is providing the advice.

About this information

The information on this website has been prepared for general information purposes only and does not take into account your personal objectives, financial situation or needs. It is not intended to provide commercial, financial, investment, accounting, tax or legal advice. You should, before you make any decision regarding any information, strategies, or products mentioned, consult a professional financial advisor to consider whether it is suitable and appropriate for you and your personal needs and circumstances. Before making a decision to acquire a financial product, you should obtain and read the Product Disclosure Statement (PDS) relating to that product, together with the Target Market Determination (TMD).

Begin with a calm, practical conversation

Discuss what you would like your advice to clarify.

Request a call to begin a calm, practical conversation about your financial future.

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