Insights from Wealth Optix.
General perspectives on financial planning, superannuation, retirement planning, investments and personal insurance — written to make complex topics feel more approachable.
What happens when one partner retires before the other
When partners retire at different times, household income and daily routines change. Consider the stages ahead, access to super, Age Pension eligibility and each person’s expectations.
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Why retirement calculators give different answers and what to check before trusting the number
Retirement calculators can give different answers. Learn what to check in their assumptions about income, inflation, investment returns, fees and spending before relying on a result.
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Helping your adult children without putting your own retirement under pressure
Many parents want to help their adult children financially. The question is how to do it without creating risks for your own retirement. Here are the considerations worth thinking through.
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Does the comfortable retirement figure fit your household
The ASFA Retirement Standard is often quoted as a guide to retirement spending. But does the comfortable figure match how your household actually lives? Here is what to consider.
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Can I retire if I still have a mortgage?
Yes, it can be possible to retire with a mortgage. Whether it is manageable depends on how repayments fit your retirement income, what savings remain, and the flexibility you need ahead.
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What A Retirement Plan Needs Beyond Your Super Balance
Your super balance is only part of retirement planning. Consider what you may spend, when income becomes available and which questions need closer attention.
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Welcome to Wealth Optix
Meet Wealth Optix, a personal financial advice practice led by Marissa de Saint Quentin, and learn what to expect from our articles.
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